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Public liability and employers\u2019 liability insurance for taxi operators, dispatch companies, and firms with employed staff.
If you operate a taxi business \u2014 whether as a fleet operator, dispatch company, or firm with employed drivers \u2014 you may need liability insurance in addition to your vehicle cover. Public liability and employers\u2019 liability are separate from your taxi motor insurance and protect your business against claims arising from your operations.
Many taxi operators require public liability insurance to fulfil contract requirements with local authorities, schools, hospitals, and corporate clients. If you employ any staff \u2014 including drivers, office workers, or dispatch operators \u2014 employers\u2019 liability insurance is a legal requirement.

Covers claims from members of the public who suffer injury or property damage as a result of your business activities. Often required for taxi operators holding contracts with local authorities, schools, or healthcare providers.
A legal requirement if you employ staff — including office workers, dispatch operators, or employed drivers. Covers claims from employees who suffer injury or illness as a result of their work.
Liability insurance is particularly relevant for taxi firms that hold contracts with local authorities for school transport, patient transport, or social services work. It is also important for operators who employ drivers directly (rather than working with self-employed drivers) and for businesses that operate from premises where members of the public may visit.
Not sure what liability cover you need? Speak to a broker and we will help you understand your requirements.
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Other Cover Types
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Speak to a specialist taxi insurance broker. No obligation, no pressure — just expert guidance on finding the right cover for your circumstances.