Specialist taxi insurance — call 01733 263311Specialist UK taxi insurance — call us on 01733 263311 or get a quote online
Need cover for a day, a week, or a month? Whether you're a taxi driver between annual policies, a courier driver taking on flexible work, or a van driver covering a short contract — short-term Hire & Reward insurance is available online right now.
Available Products
All products are arranged by GoShorty, an FCA-authorised firm. Select the cover that matches your vehicle and work type.
Private Hire & Public Hire
Need cover for a week or two? Our partner GoShorty offers flexible short-term taxi insurance for both private hire and hackney carriage drivers — no annual commitment required.
Flexible Hire & Reward Cover
Delivering parcels or food on a flexible basis? Courier Car insurance provides short-term Hire & Reward cover for car-based delivery drivers — from a single hour to 28 days.
Short-Term Van Cover
Self-employed van drivers and courier businesses can get flexible short-term Hire & Reward cover without being locked into an annual policy.
Get Your Vehicle Back Fast
If your vehicle has been impounded by the police, you need insurance in place before it can be released. GoShorty's impound release cover is available quickly, online.
Temporary Holiday Cover
Planning a road trip or borrowing a motorhome? Get temporary comprehensive cover for holidays, occasional use, and converted vans — without paying for a full year.
Introducer disclosure: My Taxi Insurance acts as an introducer to GoShorty (an FCA-authorised firm). We do not arrange, advise on, or administer these short-term products. Clicking the quote buttons will take you to GoShorty's website. We may receive a referral fee.
Why Choose Short-Term Cover
Annual taxi insurance is the right choice for most full-time drivers, and so is an annual policy if you courier full time — we arrange those ourselves, for cars and vans, on our courier and van insurance page. But there are situations where a short-term policy makes more sense — and trying to use standard car insurance for commercial work is not just inadequate, it is illegal.
Short-term Hire & Reward insurance fills the gap legally and affordably, whether you are covering a period between annual policies, trying taxi or courier work for the first time, or taking on a short seasonal contract.
Get a quote and buy cover online in minutes, subject to eligibility and insurer acceptance. No phone calls, no paperwork.
Choose cover from 1 hour to 28 days. Pay only for the time you need — perfect for part-time, seasonal, or one-off work.
All products are arranged by GoShorty, a firm authorised and regulated by the FCA. Cover is underwritten by established UK insurers.
No long-term contracts. Ideal if you're testing a new type of work, covering a gap in annual cover, or working on a short-term basis.
In the UK, any driver carrying passengers or goods for payment must hold a valid Hire & Reward insurance policy. Standard comprehensive car insurance specifically excludes commercial use — driving without the correct cover is illegal and could result in prosecution, penalty points, and an uninsured driving conviction.
Short-term taxi insurance — also known as temporary taxi insurance or temporary hire and reward insurance — provides the same legal protection as an annual policy but for a defined period. This makes it ideal for drivers who need cover for a week or two, rather than committing to a full year.
Common use cases include: covering a gap between annual policies, trying private hire or courier work for the first time, seasonal or part-time taxi driving, and covering a second vehicle on a short-term basis.
For full-time taxi drivers requiring an annual policy, My Taxi Insurance arranges specialist cover through multiple UK insurers. Our experienced brokers search the market to find the right cover for private hire, hackney carriage, and fleet operators. Get an annual quote here.
Which Is Right for You?
Use this table to decide which type of cover suits your situation.
| Feature | Short-Term Covervia GoShorty | Annual Covervia My Taxi Insurance |
|---|---|---|
| Policy duration | 1 hour to 28 days | 12 months |
| Hire & Reward cover | ✓ Included | ✓ Included |
| £5m Public Liability (taxi) | ✓ Included | ✓ Included |
| Online purchase in minutes | ✓ Yes | Broker arranged |
| Best for full-time drivers | ✗ Not ideal | ✓ Yes |
| Best for part-time / seasonal | ✓ Yes | May be costly |
| Best for covering a policy gap | ✓ Yes | ✗ No |
| Multiple insurer comparison | Single provider | ✓ Market searched |
| Specialist broker advice | ✗ Not available | ✓ UK-based team |
| Fleet cover (2+ vehicles) | ✗ Not available | ✓ Available |
| Cost (indicative) | Higher per day | Lower per day |
| No annual commitment | ✓ Yes | 12-month contract |
Common Questions
Our specialist brokers arrange annual private hire, hackney carriage, fleet, and liability cover through multiple UK insurers. FCA regulated. UK-based team.